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Survey: Possibility to accumulate and the system's security, seen as main advantages of the private pension

The possibility to accumulate (by savings and investments) and the security are seen as the main advantages of the private pension system, according to a representative survey conducted by CURS nationwide and ordered by CSSPP. For the mandatory pension, 26% of the Romanians consider accumulation as the main advantage, 23% appreciate the security, 19% the ownership over the money and 18% the fact that they don't have to pay anything extra. For the voluntary pension, 37% of the Romanians say the main advantage is accumulation, 25% the ownership over the money, 13% security and 12% fiscal deductibility. The survey indicates that 73% of the Romanians have not heard about voluntary pensions.

The survey was carried out by CURS between June and July 2008 and involved a sample of 1,099 respondents, being nationwide relevant. CSSPP used this survey to assess the information level and the population's opinions about the campaign of the Commission and the private pension system.

45% of the respondents consider themselves as partially informed by the CSSPP's campaign on mandatory pensions and 12% believe they are sufficiently informed. On the other hand, 41% say they are insufficiently informed.

55% of the Romanians say they have a lot of confidence in the pension fund they chose, 5% have much confidence, 31% little and 4% very little confidence. As for the mandatory pension, 81% of the Romanians expect to get a secure, but not very high income, according to the survey. Among the Romanians that are not eligible for a mandatory pension (46-52 year old), 57% say they would not have chosen a mandatory private pension, while 33% say they would have chosen such a pension, with 10% non-respondents.


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